.planning-tool_page__x_MI9{position:fixed;inset:0;z-index:100;overflow-x:hidden;overflow-y:auto;background:var(--panel);color:var(--text);font-size:16px;scroll-behavior:smooth}.planning-tool_page__x_MI9 *{box-sizing:border-box}.planning-tool_header__l7SKQ{position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line);background:color-mix(in srgb,var(--panel) 92%,transparent);backdrop-filter:blur(18px)}.planning-tool_footerInner__AHIgR,.planning-tool_headerInner__mpwGe,.planning-tool_heroInner__GBG6Y,.planning-tool_sectionInner__erjs4{width:min(1180px,calc(100% - 48px));margin:0 auto}.planning-tool_headerInner__mpwGe{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.planning-tool_brand__R9N7v{display:inline-flex;width:142px;height:56px;align-items:center;overflow:hidden}.planning-tool_brand__R9N7v img{width:142px;height:auto}.planning-tool_footerLinks__wdd3o,.planning-tool_headerNav__CsbJa{display:flex;align-items:center;gap:22px}.planning-tool_footerLinks__wdd3o a,.planning-tool_headerNav__CsbJa a{color:var(--text-secondary);font-size:14px;font-weight:650;text-decoration:none}.planning-tool_footerLinks__wdd3o a:hover,.planning-tool_headerNav__CsbJa a:hover{color:var(--accent)}.planning-tool_headerNav__CsbJa .planning-tool_headerCta__IAnqV{border-radius:999px;background:var(--accent);color:white;padding:11px 18px;box-shadow:var(--accent-shadow-button)}.planning-tool_hero__Klo05{position:relative;overflow:hidden;background:radial-gradient(circle at 13% 15%,color-mix(in srgb,var(--accent) 13%,transparent),transparent 29rem),linear-gradient(180deg,color-mix(in srgb,var(--accent) 5%,var(--panel)),var(--panel));padding:clamp(72px,9vw,118px) 0 clamp(78px,9vw,112px)}.planning-tool_hero__Klo05:after{content:"";position:absolute;right:-180px;bottom:-310px;width:650px;height:650px;border-radius:50%;background:color-mix(in srgb,var(--accent) 9%,transparent);filter:blur(14px);pointer-events:none}.planning-tool_heroInner__GBG6Y{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,.9fr) minmax(520px,1.1fr);align-items:center;gap:clamp(48px,7vw,92px)}.planning-tool_eyebrow__kBvHj{margin:0 0 14px;color:var(--accent);font-size:12px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.planning-tool_hero__Klo05 h1{margin:0;font-size:clamp(44px,6vw,70px);line-height:1.02;letter-spacing:-.055em}.planning-tool_hero__Klo05 h1 span{color:var(--accent)}.planning-tool_heroLead__oPOtG{max-width:650px;margin:25px 0 0;color:var(--text-secondary);font-size:clamp(18px,2vw,22px);line-height:1.6}.planning-tool_heroActions__XxHNp{display:flex;align-items:center;flex-wrap:wrap;gap:20px;margin-top:34px}.planning-tool_finalButton__WrL4b,.planning-tool_primaryButton__bghNt{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;background:var(--accent);color:white;padding:15px 24px;font-weight:750;text-decoration:none;box-shadow:var(--accent-shadow-button);transition:transform var(--duration-fast) var(--ease-smooth),background var(--duration-fast) var(--ease-smooth)}.planning-tool_finalButton__WrL4b:hover,.planning-tool_primaryButton__bghNt:hover{background:var(--accent-light);transform:translateY(-2px)}.planning-tool_textLink__F4TPK{color:var(--text-secondary);font-weight:700;text-underline-offset:5px}.planning-tool_heroChecks__T4Yhz{display:flex;flex-wrap:wrap;gap:11px 20px;margin:31px 0 0;padding:0;color:var(--text-secondary);font-size:13px;list-style:none}.planning-tool_heroChecks__T4Yhz li:before{content:"✓";margin-right:7px;color:var(--accent);font-weight:900}.planning-tool_heroVisual__eRKky{position:relative;min-width:0}.planning-tool_heroImageFrame__Vfbwk,.planning-tool_imageCard__9GYMU{overflow:hidden;border:1px solid var(--accent-border-muted);border-radius:24px;background:white;box-shadow:0 25px 70px color-mix(in srgb,var(--text) 14%,transparent)}.planning-tool_heroImageFrame__Vfbwk{transform:rotate(1.3deg)}.planning-tool_heroImageFrame__Vfbwk img,.planning-tool_imageCard__9GYMU img{display:block;width:100%;height:auto}.planning-tool_visualNote__zQWgg{position:absolute;left:-28px;bottom:-30px;display:grid;gap:5px;border:1px solid var(--line);border-radius:16px;background:var(--panel);padding:15px 18px;box-shadow:var(--shadow-md)}.planning-tool_visualNote__zQWgg span{color:var(--accent);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.planning-tool_visualNote__zQWgg strong{font-size:14px}.planning-tool_checklistSection__q9aKu,.planning-tool_connectedSection__01acL,.planning-tool_definitionSection__LHjm0,.planning-tool_faqSection__U4jif,.planning-tool_featureSection__eTD1j,.planning-tool_finalSection__ShCmj,.planning-tool_swedishSection__qCEtH{padding:clamp(78px,10vw,122px) 0}.planning-tool_definitionSection__LHjm0{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.planning-tool_definitionSection__LHjm0 .planning-tool_sectionInner__erjs4{display:grid;grid-template-columns:minmax(0,.9fr) minmax(440px,1fr);gap:clamp(50px,9vw,120px)}.planning-tool_definitionLead__AHcX2 h2,.planning-tool_faqIntro__zvaGD h2,.planning-tool_featureCopy__rZ4iw h2,.planning-tool_finalCard__nvppI h2,.planning-tool_sectionHeading__HAtCm h2,.planning-tool_swedishCard__9IhUG h2{margin:0;font-size:clamp(34px,5vw,54px);line-height:1.08;letter-spacing:-.045em}.planning-tool_definitionText__5poQT{display:grid;align-content:center;gap:20px}.planning-tool_definitionText__5poQT p,.planning-tool_faqIntro__zvaGD>p:last-child,.planning-tool_featureCopy__rZ4iw>p:last-child,.planning-tool_sectionHeading__HAtCm>p:last-child,.planning-tool_swedishCard__9IhUG p{margin:0;color:var(--text-secondary);font-size:17px;line-height:1.72}.planning-tool_connectedSection__01acL{background:color-mix(in srgb,var(--accent) 3.5%,var(--panel))}.planning-tool_sectionHeading__HAtCm{max-width:850px}.planning-tool_sectionHeading__HAtCm>p:last-child{margin-top:20px;font-size:19px}.planning-tool_connectedFlow__m1muz{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin:56px 0 0;padding:0;border:1px solid var(--line);border-radius:26px;overflow:hidden;list-style:none}.planning-tool_connectedFlow__m1muz li{position:relative;min-height:245px;background:var(--panel);padding:28px}.planning-tool_connectedFlow__m1muz li+li{border-left:1px solid var(--line)}.planning-tool_connectedFlow__m1muz li:not(:last-child):after{content:"→";position:absolute;z-index:2;top:29px;right:-13px;display:grid;width:26px;height:26px;place-items:center;border:1px solid var(--accent-border-muted);border-radius:50%;background:var(--panel);color:var(--accent);font-size:13px}.planning-tool_connectedFlow__m1muz li>span{color:var(--accent);font-size:12px;font-weight:850;letter-spacing:.1em}.planning-tool_connectedFlow__m1muz h3{margin:66px 0 11px;font-size:20px;line-height:1.3}.planning-tool_connectedFlow__m1muz p{margin:0;color:var(--text-secondary);line-height:1.62}.planning-tool_featureSection__eTD1j{padding-bottom:50px}.planning-tool_featureRow__Pr8_0{display:grid;grid-template-columns:minmax(300px,.72fr) minmax(0,1.28fr);align-items:center;gap:clamp(50px,8vw,105px);min-height:580px;border-bottom:1px solid var(--line);padding:70px 0}.planning-tool_featureRow__Pr8_0:first-child{padding-top:0}.planning-tool_featureRowReverse__3CpH9{grid-template-columns:minmax(0,1.12fr) minmax(300px,.88fr)}.planning-tool_featureRowReverse__3CpH9 .planning-tool_featureCopy__rZ4iw{order:2}.planning-tool_featureRowReverse__3CpH9 .planning-tool_imageCard__9GYMU{order:1}.planning-tool_featureNumber__xKnBK{margin:0 0 42px;color:var(--accent-border-muted);font-size:70px;font-weight:850;line-height:1;letter-spacing:-.06em}.planning-tool_featureCopy__rZ4iw>p:last-child{margin-top:20px}.planning-tool_imageCard__9GYMU{border-radius:20px;box-shadow:var(--shadow-lg)}.planning-tool_yearWheelCard__UTIR_{max-width:620px;justify-self:center}.planning-tool_swedishSection__qCEtH{padding-top:50px}.planning-tool_swedishCard__9IhUG{display:grid;grid-template-columns:minmax(0,.92fr) minmax(380px,1fr);gap:clamp(48px,8vw,105px);border-radius:32px;background:var(--text);padding:clamp(42px,7vw,76px);color:var(--panel);box-shadow:var(--shadow-lg)}.planning-tool_swedishCard__9IhUG .planning-tool_eyebrow__kBvHj{color:#93c5fd}.planning-tool_swedishCard__9IhUG p{color:color-mix(in srgb,var(--panel) 78%,transparent)}.planning-tool_swedishCard__9IhUG ul{display:grid;gap:14px;margin:25px 0 0;padding:0;list-style:none}.planning-tool_swedishCard__9IhUG li{display:flex;gap:12px;color:color-mix(in srgb,var(--panel) 88%,transparent)}.planning-tool_swedishCard__9IhUG li:before{content:"✓";color:#93c5fd;font-weight:900}.planning-tool_checklistSection__q9aKu{background:color-mix(in srgb,var(--accent) 3.5%,var(--panel))}.planning-tool_checklistGrid__jCMpw{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:50px}.planning-tool_checklistGrid__jCMpw article{border:1px solid var(--line);border-radius:21px;background:var(--panel);padding:27px}.planning-tool_checklistGrid__jCMpw span{display:grid;width:35px;height:35px;place-items:center;border-radius:50%;background:color-mix(in srgb,var(--accent) 11%,var(--panel));color:var(--accent);font-weight:900}.planning-tool_checklistGrid__jCMpw h3{margin:30px 0 9px;font-size:19px}.planning-tool_checklistGrid__jCMpw p{margin:0;color:var(--text-secondary);line-height:1.6}.planning-tool_faqSection__U4jif .planning-tool_sectionInner__erjs4{display:grid;grid-template-columns:minmax(280px,.7fr) minmax(460px,1.3fr);gap:clamp(50px,9vw,125px)}.planning-tool_faqIntro__zvaGD>p:last-child{margin-top:22px}.planning-tool_faqIntro__zvaGD a{color:var(--accent);font-weight:700;text-underline-offset:4px}.planning-tool_faqList__k8uHv{border-top:1px solid var(--line)}.planning-tool_faqList__k8uHv details{border-bottom:1px solid var(--line)}.planning-tool_faqList__k8uHv summary{display:flex;align-items:center;justify-content:space-between;gap:18px;cursor:pointer;padding:23px 0;font-size:17px;font-weight:700;list-style:none}.planning-tool_faqList__k8uHv summary::-webkit-details-marker{display:none}.planning-tool_faqList__k8uHv summary span{color:var(--accent);font-size:24px;font-weight:400;transition:transform var(--duration-fast) var(--ease-smooth)}.planning-tool_faqList__k8uHv details[open] summary span{transform:rotate(45deg)}.planning-tool_faqList__k8uHv details p{margin:-4px 0 23px;color:var(--text-secondary);line-height:1.7}.planning-tool_finalSection__ShCmj{padding-top:25px}.planning-tool_finalCard__nvppI{border-radius:32px;background:linear-gradient(135deg,var(--accent),color-mix(in srgb,var(--accent) 72%,var(--text)));padding:clamp(48px,9vw,96px);color:white;text-align:center;box-shadow:var(--shadow-lg)}.planning-tool_finalCard__nvppI .planning-tool_eyebrow__kBvHj,.planning-tool_finalCard__nvppI>p:not(.planning-tool_eyebrow__kBvHj){color:color-mix(in srgb,white 84%,transparent)}.planning-tool_finalCard__nvppI>p:not(.planning-tool_eyebrow__kBvHj){margin:18px 0 0;font-size:18px}.planning-tool_finalButton__WrL4b{margin-top:30px;background:white;color:var(--accent)}.planning-tool_finalButton__WrL4b:hover{background:white;color:var(--accent-light)}.planning-tool_footer__kOtq9{border-top:1px solid var(--line);padding:30px 0}.planning-tool_footerInner__AHIgR{display:flex;align-items:center;justify-content:space-between;gap:24px;color:var(--muted);font-size:12px}.planning-tool_footerBrand__7nJ1J{display:flex;align-items:center;gap:14px}.planning-tool_footerBrand__7nJ1J img{width:108px;height:54px;object-fit:contain}.planning-tool_footerBrand__7nJ1J p,.planning-tool_footerLinks__wdd3o p{margin:0}@media (max-width:980px){.planning-tool_definitionSection__LHjm0 .planning-tool_sectionInner__erjs4,.planning-tool_faqSection__U4jif .planning-tool_sectionInner__erjs4,.planning-tool_heroInner__GBG6Y,.planning-tool_swedishCard__9IhUG{grid-template-columns:1fr}.planning-tool_heroVisual__eRKky{max-width:780px}.planning-tool_connectedFlow__m1muz{grid-template-columns:repeat(2,minmax(0,1fr))}.planning-tool_connectedFlow__m1muz li:nth-child(3){border-left:0}.planning-tool_connectedFlow__m1muz li:nth-child(n+3){border-top:1px solid var(--line)}.planning-tool_connectedFlow__m1muz li:nth-child(2):after{display:none}.planning-tool_featureRowReverse__3CpH9,.planning-tool_featureRow__Pr8_0{grid-template-columns:1fr;min-height:0}.planning-tool_featureRowReverse__3CpH9 .planning-tool_featureCopy__rZ4iw,.planning-tool_featureRowReverse__3CpH9 .planning-tool_imageCard__9GYMU{order:0}.planning-tool_checklistGrid__jCMpw{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:700px){.planning-tool_footerInner__AHIgR,.planning-tool_headerInner__mpwGe,.planning-tool_heroInner__GBG6Y,.planning-tool_sectionInner__erjs4{width:min(100% - 28px,1180px)}.planning-tool_headerInner__mpwGe{min-height:66px}.planning-tool_brand__R9N7v,.planning-tool_brand__R9N7v img{width:118px}.planning-tool_headerNav__CsbJa>a:first-child,.planning-tool_headerNav__CsbJa>a:nth-child(2){display:none}.planning-tool_headerNav__CsbJa .planning-tool_headerCta__IAnqV{padding:9px 14px;font-size:12px}.planning-tool_hero__Klo05{padding-top:68px}.planning-tool_heroInner__GBG6Y{gap:58px}.planning-tool_visualNote__zQWgg{left:10px;right:10px;bottom:-37px}.planning-tool_heroChecks__T4Yhz{display:grid}.planning-tool_checklistGrid__jCMpw,.planning-tool_connectedFlow__m1muz{grid-template-columns:1fr}.planning-tool_connectedFlow__m1muz li{min-height:0}.planning-tool_connectedFlow__m1muz li+li{border-left:0;border-top:1px solid var(--line)}.planning-tool_connectedFlow__m1muz li:after{display:none}.planning-tool_connectedFlow__m1muz h3{margin-top:30px}.planning-tool_featureRow__Pr8_0{gap:34px;padding:58px 0}.planning-tool_featureNumber__xKnBK{margin-bottom:24px;font-size:52px}.planning-tool_swedishCard__9IhUG{gap:30px}.planning-tool_footerInner__AHIgR,.planning-tool_footerLinks__wdd3o{align-items:flex-start;flex-direction:column}.planning-tool_footerLinks__wdd3o{gap:12px}}@media (prefers-reduced-motion:reduce){.planning-tool_page__x_MI9{scroll-behavior:auto}.planning-tool_faqList__k8uHv summary span,.planning-tool_finalButton__WrL4b,.planning-tool_primaryButton__bghNt{transition:none}}